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Grow your sales

Let your customers split the cost of their purchase into 3, 4 or 10 interest-free monthly payments

+15% +50% 100%


in sales

Increase in

average spending

Get paid

in full



Contact us today

Our trusted partners

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Benefits to you

Increase Order Value@2X

Boost your online and instore sales with HeidiPay. Our partners saw an increase in sales of up to +15% and up to +50% increase in order value.

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Our simple card-based checkout combined with the option to split the cost of the purchase into 3, 4 or 10 interest-free monthly instalments, are an effective way to attract new categories of customers, including new generations who find it more convenient than the “pay by invoice”

Time V2

We approve your customer’s request instantly and take all the credit and fraud risk. Get paid the full amount upfront, with a weekly settlement directly paid into your bank account.

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No set up fees, no minimum contract duration. Only one simple fee per transaction.

How it works

Shopping bag

Customer makes a purchase

Customer selects HeidiPay at checkout and enters card details. Only the first instalment is charged on card.

Money and coins

You get paid the full amount

HeidiPay pays you the full amount of the sales within 7 days through a weekly settlement.


Customer pays HeidiPay

We charge the customer’s card every month to collect future instalments (3x, 4x or 10x), with no interest or fee.

Badge Heidi Pay

HeidiPay takes the risk of non-payment

We assume credit and fraud risk. Instant decision with high acceptance rate for a maximum conversion rate.

Boost your ecommerce, instore and phone sales

Ecommerce sales


Offer HeidiPay as a new payment method at checkout

1 minute checkout process with instant approval

Integration with ecommerce platform in minutes


Instore & phone sales



Sales assistant enters customer’s info, triggering an SMS

Customer clicks on SMS link to checkout on mobile

No installation or special POS/device required


The most convenient pay later solution

Shopping Cart

High acceptance rate

Phone Settings

Payments are charged automatically

Percentage Info

No interest or hidden fees

Verified return

Lower return rate than payment by invoice

Shopping Fast

Accelerated checkout for returning customers

Verified Card

No more chargeback process, we take care of them

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Plans management and analytics all in one place

View, refund or cancel payment plans in your HeidiPay merchant portal (or through integration into your ERP). Find all you need for reporting & reconciliation including performance data and KPIs to assess the impact of HeidiPay on your sales.

Effortless installation at zero cost

Getting started is easy, fast and with no installation costs.

We already integrate with most payment service providers and e-commerce platforms.

We can also help you with customised checkout solutions.

Shopify will be added to the list very soon.

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Simple, transparent pricing


Settlement terms between 1-7 Days


Fraud and credit risk merchant protection


No set-up or installation costs


No minimum duration or volumes

Our team is there for you every step of the way

A dedicated customer success team gives you hands-on support with development, integration, marketing, and more as you scale your business.

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Ready to grow your business with HeidiPay?


Contact us today



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