We approve your customer’s request instantly and take all the credit and fraud risk. Get paid the full amount upfront, with a weekly settlement directly paid into your bank account.
No set up fees, no minimum contract duration. Only one simple fee per transaction.
Customer makes a purchase
Customer selects HeidiPay at checkout and enters card details. Only the first instalment is charged on card.
You get paid the full amount
HeidiPay pays you the full amount of the sales within 7 days through a weekly settlement.
Customer pays HeidiPay
We charge the customer’s card every month to collect future instalments (3x, 4x or 10x), with no interest or fee.
HeidiPay takes the risk of non-payment
We assume credit and fraud risk. Instant decision with high acceptance rate for a maximum conversion rate.
Offer HeidiPay as a new payment method at checkout
1 minute checkout process with instant approval
Integration with ecommerce platform in minutes
Instore & phone sales
Sales assistant enters customer’s info, triggering an SMS
Customer clicks on SMS link to checkout on mobile
No installation or special POS/device required
Lower return rate than payment by invoice
Accelerated checkout for returning customers
No more chargeback process, we take care of them
Plans management and analytics all in one place
View, refund or cancel payment plans in your HeidiPay merchant portal (or through integration into your ERP). Find all you need for reporting & reconciliation including performance data and KPIs to assess the impact of HeidiPay on your sales.
Settlement terms between 1-7 Days
Fraud and credit risk merchant protection
No set-up or installation costs
No minimum duration or volumes
Our team is there for you every step of the way
A dedicated customer success team gives you hands-on support with development, integration, marketing, and more as you scale your business.
Ready to grow your business with HeidiPay?